REWIRED · Free 30-Day Challenge

The 30-Day Money Reset

The challenge from the back of Unbroke — the whole book turned into a to-do list for your actual money. Look at what you were trained not to look at, seal the leaks, and point what's left at growth. One small move a day; most take minutes.

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The thirty days

Small is the point — a five-dollar transfer you actually set up beats a hundred-dollar plan you'll abandon by Friday. A missed day is not a failed reset. Doing it with someone keeps you honest — compare notes, never balances.

Week 1 — See the Machine

  • Day 1 Find one fee you can't explain — hunt down what it is
  • Day 2 Check whether you're opted in to overdraft “coverage”
  • Day 3 Add up one drip: delivery, subs, or in-app spending
  • Day 4 Start a 48-hour rule on the next non-essential want
  • Day 5 Track every dollar in and out today
  • Day 6 Track every dollar, day two
  • Day 7 Track day three, then check-in: what surprised you?

Week 2 — Stop the Leaks

  • Day 8 List every recurring charge. All of them.
  • Day 9 Cancel one — the one you'd least miss
  • Day 10 Flip the overdraft switch off (or confirm it's off)
  • Day 11 Hunt account fees; find one no-fee option
  • Day 12 Close the 48-hour loop: did the want survive?
  • Day 13 Free-trial sweep: keep on purpose, or kill
  • Day 14 Check-in: how much did you free up this week?

Week 3 — Build the Base

  • Day 15 Find your credit score (or set up the path to one)
  • Day 16 Put one bill on autopay (stays on)
  • Day 17 Automate one tiny transfer to savings (stays on)
  • Day 18 Name the buffer goal: first $100, then one month
  • Day 19 Put the buffer out of easy reach
  • Day 20 A no-spend day — essentials only
  • Day 21 Check-in: how does a growing buffer feel?

Week 4 — Make It Grow

  • Day 22 List three ways to earn $50 with skills you have
  • Day 23 Take one real step toward one of them
  • Day 24 Run your real numbers at Investor.gov's calculator
  • Day 25 Change 45 years to 30 — see the cost of waiting
  • Day 26 Learn what a Roth IRA is; mention it to an adult
  • Day 27 Name the house: who profits from one feed pitch?
  • Day 28 Spot one more. You can't unsee it now.
  • Day 29 Choose what stays (hint: the automatic transfer)
  • Day 30 The money check-in — repeat monthly, forever